Financial Solutions

  • Whether you're purchasing your dream home or investing in business premises, we provide tailored mortgage solutions solutions to fit your needs.

  • From small residential projects to large-scale commercial developments, we offer specialist advice and funding solutions. Our experience ensures you get the right financial structure to bring your development plans to life efficiently and cost-effectively.

  • Looking to maximise your rental income with a buy-to-let or HMO mortgage? Whether you’re a first-time landlord or managing a growing portfolio, we can help.

  • Protect what matters most with bespoke life and critical illness insurance. We help individuals and business owners plan for the unexpected, ensuring financial security for families or business continuity in the event of serious illness or loss.

  • Secure your lifestyle and financial commitments with income protection cover. Should illness or injury prevent you from working, this insurance ensures you continue to receive a regular income, giving you peace of mind during challenging times.

  • Safeguard your property and possessions with comprehensive buildings and contents insurance. Whether for your home or investment property, we’ll help you choose a policy that provides robust protection against damage, theft, or unforeseen incidents.

  • Fuel your business growth with tailored loan solutions. From working capital to expansion funding, we work with a variety of lenders to find the right finance for your business needs at competitive terms.

  • Investing through a limited company structure? We specialise in sourcing competitive buy-to-let mortgage deals tailored for limited companies, helping landlords manage tax efficiency and long-term investment growth.

  • Residential bridging loans provide fast, short-term finance for property purchases and renovations when traditional mortgages aren’t suitable. Whether you're facing a property chain break, purchasing at auction, or need funds for refurbishment, Smile Financial Solutions offers tailored bridging loan solutions for homeowners and investors across Northern Ireland. With rapid decision-making, competitive rates, and expert guidance, we help you bridge the gap with confidence.